Equipment Financing

Financing Lease

• 100% financing for qualified customers.
• Payments tailored to meet your cash flow needs.
• For tax purposes, in most cases you claim the benefits of ownership – including depreciation and interest expense deductions. Please check with your tax adviser.
• Flexible purchase options available.

Value Option Lease

For: Customers who want to use the equipment, but would like the option of purchasing it at a predetermined price.

• Provides you with low monthly payments.
• Generally qualifies for off-balance sheet financing.
• Free up working capital for operating needs.

Rental Purchase Options (RPO)

For: Customers that are interested in equipment rental, Foley Equipment offers three Rental Purchase Options for qualified customers.

Examples of RPOs:

• Short Term Rental Plans (Rent-to-Rent)
• Long Term Rental Plans (Rental Purchase Option)
• Flexible Terms and Rates

Installment Sale Contract

• The customer owns and depreciates
• Immediate equity through down payment or trade
• Quickest equity buildup through repayment

Government Lease / Purchase

For: Qualified* non-federal governmental agencies who desire special low-interest rates and flexible finance terms. Please note that you may need voter approval as you would with local bond insurance.

• 100% financing is available.
• Your contract may be canceled without penalty (on the last day of the appropriations period) if funding is not approved for the following year.
• We pass these savings onto you through special low-interest rates because the income that we receive is tax-exempt.
• The interest charge you pay is normally less than the total cost of issuing a bond.