Cat Commercial Account Benefits

A Cat Commercial Account is a revolving line of credit. For example, if you work in a seasonal industry, there may be times during the year when it’s challenging to make a full payment on an equipment rental, a genset repair or something else you need to keep your business going.

With a revolving line of credit with a Cat Commercial Account, you can make low monthly payments when necessary, then pay in full when your finances allow. That flexibility helps your company make purchasing decisions and manage the financial obligations related to them more effectively.

As a business owner, you have many options to fund operations and secure credit. You probably already have business and personal credit cards in your wallet. So why should you choose to open a Cat Commercial Account?

What Makes the Cat Commercial Account Different?

Designed Specifically for Cat Users: Today’s Cat Commercial Account is just for businesses like yours, allowing multiple users on one account and expense tracking by job. You get personalized service from a Cat Financial customer support team — people whose only goal is your success.

Access to Cat Rewards: Cat Commercial account holders are automatically enrolled in Cat Rewards. However, you do not need to have a Cat Commercial Account start earning Cat Rewards.
If you have a Cat Commercial Account, you can earn even more through Cat Rewards. Eligible accountholders earn 1% back* on eligible purchases made with the Cat Commercial Account. Accountholders automatically qualify for Silver tier status, which includes $125 in Cat Credits each year.
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* TERMS & CONDITIONS APPLY

Flexible Options: With statement billing, you receive one statement monthly that covers all transactions made within that period. With invoice billing, you immediately receive a separate bill that mirrors the dealer invoice for each transaction you make, plus a monthly summary of all paid and open invoices.

24/7 Account Management: Whether you need to manage your finances on the weekend or after the working day is done, or simply want to check on the status of a recent transaction, the Cat Commercial makes it simple.