Financing Options

You can count on Foley Equipment to provide the best financing solution for your business. Whether your looking to finance a piece of Cat® construction equipment or a generator for your facility we will help you get the most out of your investment.

Selecting the right financing option can be as important as choosing the right equipment to do the job. We work closely with Cat Financial to give you the option you need in purchasing a new or used piece of equipment.

Finance Lease

Benefits Include:

100% financing for qualified customers.
Payments tailored to meet your cash flow needs.
For tax purposes, in most cases you claim the benefits of ownership – including depreciation and interest expense deductions. Please check with your tax adviser.
Flexible purchase options available.

Value Option Lease

For the customer who wants to use the equipment, but would like the option of purchasing it at a predetermined price.

Benefits Include:

Provides you with low monthly payments.
Generally qualifies for off-balance sheet financing.
Frees your working capital for operating needs.

Rental Purchase Options (RPOs)

For the customer that interested in equipment rental, Foley Equipment offers three Rental Purchase Options for qualified customers.

Examples of RPOs:

Short Term Rental Plans (Rent-to-Rent)
Long Term Rental Plans (Rental Purchase Option)
Very Flexible Terms and Rates

Government Lease/Purchase

For qualified* non-federal governmental agencies who desire special low interest rates and flexible finance terms. Please note that you may need voter approval as you would with local bond insurance.

Benefits Include:

100% financing is available.
Your contract may be cancelled without penalty (on the last day of the appropriations period) if funding is not approved for the following year.
We pass these savings onto you through special low interest rates because the income that we receive is tax-exempt.
The interest charge you pay is normally less than the total cost of issuing a bond.

* Non-federal government agencies with taxing, condemnation or policy authority qualify for this special plan. City, county and state governments; public authorities; and school, park and water conservation districts are just a few of the various agencies that qualify.